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AI features by plan
Flowarden's AI features are additive: they summarise, draft, and explain. They never move money and never act on a merchant without your approval.
Read guide →AI inbox parsing
Inbox parsing turns billing emails into structured subscription records, which is how you catch services billed outside a connected account.
Read guide →AI insights summary
The insights summary reads your subscription and transaction history and explains what is actually happening to your recurring spend.
Read guide →AI negotiation script
The negotiation script writes what to say to a specific merchant to get a lower price, using your own history as leverage.
Read guide →Getting started with Flowarden
Flowarden turns the recurring charges buried in your bank feed into a single, reviewable list — then helps you cancel, downgrade, or renegotiate what you no longer want.
Read guide →Account, profile, and notifications
Your profile controls how Flowarden identifies you, where alerts are delivered, and which currency and timezone your renewals are calculated in.
Read guide →Plans and billing
Flowarden is sold on monthly and annual subscriptions. Payments are processed by our payment provider, which acts as merchant of record and issues your invoices.
Read guide →Referrals and rewards
The referral programme rewards you for introducing people who actually use Flowarden.
Read guide →Using Concierge
Concierge is a managed service: a specialist handles a cancellation, retention negotiation, or billing dispute on your behalf.
Read guide →Concierge prep brief (AI)
Before a Concierge case starts, AI assembles a prep brief so the specialist opens with the strongest position available.
Read guide →Connecting your bank
Bank connections are established through a regulated aggregation provider. Flowarden never sees or stores your banking credentials.
Read guide →Sync status and re-syncing
Every connection exposes its own sync state so you can tell the difference between "no new subscriptions" and "no new data".
Read guide →Reconnecting an item
Bank access tokens expire. Most institutions require re-authentication periodically, and always after a password change, card replacement, or revoked consent.
Read guide →Multiple accounts and households
You can link several institutions to one account, and share a view with the people you actually split costs with.
Read guide →Security overview
Flowarden is built around a simple constraint: we hold read-only financial data and no ability to move money.
Read guide →Two-factor authentication
Two-factor authentication is the single most effective control on your account. Enable it before connecting a bank.
Read guide →Active sessions
Every sign-in creates a session. Reviewing them is how you spot access you did not authorise.
Read guide →Responsible disclosure
We welcome reports from security researchers and commit to handling them quickly and without legal threat for good-faith research.
Read guide →How we detect subscriptions
Detection reads your transaction history and looks for the signature of a recurring charge rather than matching a fixed list of merchants.
Read guide →Managing your subscriptions
The subscriptions list is the operational centre of Flowarden: everything recurring, with its next date, price, and status.
Read guide →Subscription caps by plan
Each plan tracks a maximum number of active subscriptions. The cap protects performance and keeps pricing predictable.
Read guide →Price-change tracking
Subscription prices rarely fall. Flowarden records every charge for a subscription so an increase is visible the moment it lands.
Read guide →How Trial Shield works
Trial Shield gives you a disposable, Luhn-valid card number to use when signing up for a free trial, so a trial cannot quietly convert into a paid subscription you never agreed to.
Read guide →Blocking unwanted charges
Unwanted charges fall into three groups, and each has a different remedy.
Read guide →We reply to every message.
Usually within a business day.