Flowarden's AI features are additive: they summarise, draft, and explain. They never move money and never act on a merchant without your approval.
The features
- AI insights summary — a plain-English read of your recurring spend and where it is drifting.
- AI inbox parsing — turns receipts and billing emails into structured subscription records.
- AI negotiation script — a tailored script for a specific merchant and outcome.
- Concierge prep brief — the evidence pack behind a managed request.
Plan gating
Each feature has a required plan tier and, where relevant, a usage allowance per period. Gating is enforced server-side; the interface shows what your plan includes and what an upgrade would unlock. Reaching an allowance disables that feature until the period resets and never affects your other data.
Data handling
- Only the data needed for the specific task is sent to the model.
- Bank credentials are never included; we do not hold them.
- Outputs are stored against your account so you can review what was generated.
- Your content is not used to train third-party models.
Accuracy
Model output is a draft. Check figures against your subscription list before acting, especially in a negotiation where a wrong number weakens your position.