Not a tracker. A control layer.
Flowarden installs itself between your bank and every merchant who wants to charge you again. We see the full picture, predict what's coming, and intervene before the charge clears.
Start freeThree steps. Zero unwanted charges.
Detect
Connect your accounts or manually add — AI maps every recurring charge across banks, apps, and email receipts.
- ●Bank + email scan
- ●Confidence-scored matches
- ●Hidden trial detection
Shield
For new trials, spin up a merchant-locked Trial Shield card. For existing subs, set Auto-Pilot rules.
- ●Single-use virtual cards
- ●Auto-cancel rules
- ●Concierge negotiation
Approve
Renewals notify you in advance. Approve with a tap, or ignore to let Auto-Pilot decline automatically.
- ●1-tap approve / block
- ●Calendar sync
- ●Audit trail per charge
Six systems. One control room.
Every Flowarden plan ships with the same preventative architecture. The pillars compound — detection feeds the calendar, the calendar feeds Auto-Pilot, Auto-Pilot fires Trial Shield, and every action lands in your inbox to approve.
AI Detection
Auto-detects every recurring charge across accounts — even poorly labeled ones — and predicts next renewal with confidence scoring.
Timeline Calendar
See every renewal before it hits. Color-coded by risk. Sync to Google, Apple, or any ICS-compatible calendar.
Trial Shield Cards
Virtual cards per subscription — merchant-locked, auto-expiring, single-use. Free trials never convert without consent.
Auto-Pilot Rules
Your money, your rules. Auto-cancel anything over $100/yr. Require approval above $25. Downgrade unused services.
Block Before Charged
Unwanted renewals get declined automatically. You review, approve, or reject — BEFORE the charge posts.
Subscription Creep Alerts
Track cost-per-use, duplicate services, and silent price hikes. Stop bleeding money on things you don't use.
Ready to install the control layer?
Two-minute setup. No bank credentials required.
Take control free