Flowarden is sold on monthly and annual subscriptions. Payments are processed by our payment provider, which acts as merchant of record and issues your invoices.
What each plan changes
- Subscription cap. How many tracked subscriptions your account holds.
- Bank connections. How many institutions you can link.
- AI features. Insights, inbox parsing, negotiation scripts, and the Concierge prep brief unlock at higher tiers.
- Automation. Auto-Pilot rules and Trial Shield allowances scale with the plan.
Changing your plan
- Upgrades take effect immediately and are prorated against the remaining time on your current term.
- Downgrades take effect at the end of the current billing period so you keep what you paid for. If your usage exceeds the lower cap, the extra items become read-only rather than being deleted.
- Cancellations stop future renewals. Access continues until the end of the paid term.
Invoices, receipts, and tax
Every payment produces a receipt sent to your billing email and available in the billing area. VAT or sales tax is applied based on the country you provide; add a business tax ID before your next renewal to have it reflected on the invoice.
Failed payments
If a payment fails, the provider retries over several days and we email you at each attempt. Update the card promptly — after the final retry the subscription lapses and premium features are paused until payment succeeds. No data is deleted when a plan lapses.
Refunds
Refund eligibility and the request process are documented on the refunds page in the site footer.