Notes on subscriptions,
money, and control.
Product updates, behind-the-scenes engineering, and candid thinking on the psychology of recurring payments.
10 articles
How to cancel a subscription you forgot about
A step-by-step method for finding, cancelling, and getting a refund on recurring charges you never meant to keep paying.
The real cost of free trials
Free trials are a pricing mechanism, not a gift. Here is how conversion is engineered, and how to take the trial without taking the charge.
The annual subscription audit: a practical checklist
Ninety minutes, once a year, is enough to reset your recurring spend. Here is the exact checklist we run.
How subscription price increases hide in plain sight
Price rises are announced in ways designed not to be read. Here is how to spot them and what to do in the fourteen days that matter.
Negotiating your bills: what actually works
Scripts, timing, and the specific phrases that move a retention agent. Based on the patterns we see across negotiated accounts.
Why we connect to your bank read-only
What open banking access actually gives us, what it deliberately does not, and how to verify any provider that asks for it.
Building subscription detection: what makes a charge recurring
An engineering note on the messy problem of deciding, from a bank feed alone, that a charge will happen again.