Welcome to Flowarden
The renewal control room is here.
Most people cannot name every subscription they pay for. That is not carelessness — it is the predictable result of a business model designed around inertia. Signing up takes thirty seconds; cancelling takes a phone call at an inconvenient hour, and the charge is small enough that it never quite reaches the top of the list.
Flowarden exists to close that gap.
What it does today
Connect a bank or card account, read-only, and Flowarden reads the transaction history and identifies what is genuinely recurring. Not by matching a fixed list of merchant names, but by looking at cadence, amount stability, and normalised merchant descriptors, and scoring each candidate by confidence. What comes back is a single reviewable list of everything that renews, when it renews, and what it costs annually.
From there the product is about acting on the list:
- A renewals calendar so nothing arrives unannounced.
- Price-change history, because subscription prices only move in one direction and almost nobody notices the increases.
- Trial Shield, a disposable card number so a free trial cannot quietly convert.
- Auto-Pilot rules that watch for renewals, price rises, and expiring trials on your behalf.
- Concierge, where a specialist handles a cancellation or negotiation for you.
- AI insights, inbox parsing, and negotiation scripts that turn your own history into leverage.
The constraints we chose
Flowarden holds read-only access. We cannot move money, cancel a mandate at your bank, or charge a card. Every action that affects a service outside Flowarden requires your explicit confirmation. Automation prepares the decision; you make it.
We also do not count savings we cannot see. The savings ledger books an expected saving when you record a cancellation, and only confirms it once your transaction feed shows the charge has actually stopped. If it reappears, the saving is reversed. A smaller honest number is more useful than a large invented one.
Where it is going
Better detection on annual and irregular subscriptions, broader merchant coverage with real cancellation routes, deeper household support for shared spending, and more of the negotiation work moved from a script you read to a case someone runs for you.
Start with one connection and a single afternoon of review. Most people find something they had forgotten within the first ten minutes.